Auto loan: the path for your new car!

If you want to buy a new car but you don’t have enough money, you should consider the idea of getting an auto loan.

Auto loans are pretty helpful for people who cannot afford buying a new car, but still need either a new car or a car. This is common among students who usually work part-time and pay for an auto loan with the payment they receive from the job. Well, nothing better than buying our own car with our own money, right!?

Here are simple advantages of auto loans:

- Sometimes, getting all the money we need to buy a car is difficult. For these people who don’t have the luck of having this facility, auto loans make possible the dream of having a car or a new car.

- When you get an auto loan, sometimes the final price of the car is cheaper than it would be if you had bought the car with a dealership.

- If you are aware of the terms of the contract, there is no way for to be deceived and the facility of getting a car with an auto loan is much bigger than buying a car with a dealership.

Besides all this, an auto loan is the solution if you have to buy a car in an emergency situation. For example, if you start a business and you need a car for this new business. You may be invested all your money for the opening of your business and now that you need a car, you don’t have the enough sum of money. An auto loan turns this possible: you get an auto loan and then get your car.

Auto loans are also helpful if your family is getting bigger. If you are gonna have a new baby in the family you may want a safer car.

Another reason that may get your interest has to do with a trip. You may have planned a trip with your family or friends but you found out the car is not comfortable enough or not safe enough. You can get an auto loan in order to take the trip with a safer and more comfortable car.

In addition to this, there are some other things that you should know about an auto loan.

www.quick-auto-loan.info


About the author:
Loany Cary
With he economic crisis that people are going through nowadays, getting a new car can be difficult. In order to solve this problem, you can count on auto loans.
www.quick-auto-loans.info


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Auto insurance, reduce costs but maintain protection

Auto insurance is a legal requirement in every US state and Canadian province. Costs are continuing to rise. How can you reduce some of these expenses and still get the best coverage?

First, get multiple quotes from the Internet and your neighborhood broker. You can shop for different types of quotes from a direct-sell insurance companies and offline and online brokers.

Auto insurance that is cheapest isn’t always the smartest move. Ask yourself, is the company financially secure? Are they reputable and will they pay out if you have to make a claim.

The first piece of the policy is almost always liability insurance. If you only have minimum liability coverage and you injure someone, their attorney can go after your personal assets. Many insurers feel that minimum liability is a gamble. In fact, that is why it is often only a little more money for more protection.

Auto insurance varies on car types. Coverage for a sports car is very different from insuring the family sedan or mini-van.

If you are looking to buy a car, consider buying a car that "looks good" to insurance companies. For instance, insurance companies know what kinds of cars are prone to problems. They also know what kinds of cars are most often stolen. If you haven't purchased your car yet, find out what cars make this "good list" among auto insurers.

Consider how much coverage you really need to buy and the price each of these coverages will pay. Think about collision and comprehensive coverage, which is how much you will be reimbursed for the loss or destruction of your vehicle. Are you carrying $30,000 worth of collision coverage for a $12,000 vehicle?

If your car was totaled, would you be able to afford to replace it? If not, you will want comprehensive and collision coverage.

The decision to buy this coverage is usually based on the value of your car. Guidelines usually suggest that if your car is worth less than $2,000, it won't be worth it to buy comprehensive and collision.

If you own a $50,000 car though, it would most certainly be worth it to pay an extra $200 annually or so to insure that your car will be replaced if you get in a serious accident.

If you’re driving a used car from 10 years ago, dropping collision and/or comprehensive coverage can usually give big savings.

Run through various scenarios such as if I totaled someone else's car, will my insurance cover it? How much will I have to pay out of my own pocket?

Paying a higher deductible can also keep your policy costs down. Remember, the deductible is what you pay out of own pocket when making a claim.

Buying a low mileage car and insuring with a good driving record, will all help bring insurance rates down. Don’t speed, don’t drink and drive and you’ll save.

Single, young males under the age of 25 get the short end of the stick in this deal so if you fall into this category make up for this price increase by purchasing a more sensible vehicle. Consider delaying the purchase of that cherry red Mustang until after you’re 26 and married.

Keep yourself adequately covered. You can get away with having the bare minimums required by each state to keep you in compliance with state laws, but that may not be enough to protect your assets if you have a major incident.

Insurance experts recommend that you review your insurance policy often and thoroughly.

Many insurance companies offer discounts for anti-theft devices and advanced driver-training courses.

About the author:
Auto-insurancenews.com by Drew Harris is a one-stop-shop website for those looking for everything related to Auto Insurance. Multiple pages of resources, referrals , tools and expert advice. http://www.auto-insurancenews.com


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Auto Insurance Primer

What is auto insurance? Auto insurance (or car insurance, motor insurance) is insurance consumers can purchase for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred. By buying auto insurance, depending on the type of coverage purchased, the consumer may be protected against:

* The cost of repairing the vehicle following an accident
* The cost of purchasing a new vehicle if it is stolen or damaged beyond economic repair
* Legal liability claims against the driver or owner of the vehicle following the vehicle causing damage or injury to a third party.

Liability insurance covers only the last point, while comprehensive insurance covers all three. Even comprehensive insurance, however, doesn't fully cover the risk associated with buying a new car. Due to the sharp decline in value immediately following purchase, there is generally a period in which the remaining car payments exceed the compensation the insurer will pay for a "totaled" (destroyed, or written-off) vehicle. So-called GAP insurance was established in the early 1980's to provide protection to consumers based upon buying and market trends. The escalating price of cars, extended term auto loans, and the increasing popularity of leasing gave birth to GAP protection. GAP waivers provide protection for consumers when a "gap" exists between the actual value of their vehicle and the amount of money owed to the bank or leasing company. In some countries including New Zealand and Australia market structures mean that people are more likely to buy a nearly new car than a new car so this is less of a problem.

In the United States, liability insurance covers claims against the policy holder and generally, any other operator of the insured's vehicle, provided they do not live at the same address as the policy holder and are not specifically excluded on the policy. In the case of those living at the same address, they must specifically be covered on the policy. Thus it is necessary for example, when a family member comes of driving age they must be added on to the policy. Liability insurance generally does not protect the policy holder if they operate any vehicles other than their own. When you drive a vehicle owned by another party, you are covered under that party's policy. Non-owners policies may be offered that would cover an insured on any vehicle they drive. This coverage is available only to those who do not own their own vehicle.

Generally, liability coverage does extend when you rent a car. However, in most cases only liability applies. Any additional coverage, such as comprehensive policies, i.e. "full coverage" may not apply. Full coverage premiums are based on, among other factors, the value of the insured's vehicle. This coverage may not apply to rental cars because the insurance company does not want to assume responsibility for a claim greater than the value of the insured's vehicle, assuming that a rental car may be worth more than the insured's vehicle. Some states, such as Minnesota, may require that it extend to rental cars. Most rental car companies offer insurance to cover damage to the rental vehicle. In some regions, the costs associated with not having access to the vehicle ("Loss of Use") is also covered.


About the author:
What is auto insurance? A basic primer on auto insurance

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A Rookies Guide to Car Rentals

Renting a car can be a lot of fun, just plain fun. Car rentals offer the renter the opportunity to drive a car, truck or SUV that they normally would not or could not buy. Renting a car is for a weekend get away, to impress someone or just to have something different to drive for a couple of days are some of the most popular reasons to visit a rental company. However, as fun as it is to rent cars, there are some not so fun things that must happen before you drive it off the lot.

1- Keep in mind that most rental companies will not rent to any driver under the age of 25. If you fall under that magic number, you more than likely will need to get an older relative or friend to sign the actual contract for you.

2- You will of course, need a valid drivers license to rent the car. If you do not have a license, they will not rent to you under any circumstances. Most companies will also require you to reserve your car with the use of a major credit card, however, you can pay in cash if you would prefer.

3- You do not need to have personal auto insurance to rent a car; they will ask you if you would like to purchase their insurance for the duration of the rental contract. If, however, you have your own insurance policy, be sure to call your agent to see if you are covered during your use of a rental car. If your personal auto policy covers you, there is no need to purchase a policy from the rental company.

4- It is wise to call several car rental companies to inquire about prices, car availability and specials. Ask about options such as upgrades, pick up and drop off services, unlimited mileage and weekend versus weekly rental prices. Many companies will also offer special deals to customers who are members of other organizations (i.e. credit unions, warehouse clubs, etc).

5- After you have called around, found the best deal and reserved your choice car; it is time to pick it up. Be sure to have all of your personal paperwork with you, including your auto policy if you will not be buying theirs. Before you sign the contract, read through it and ask any questions you may have.

About the author:
John Mancini has been writing about rental cars online and offline for a long time. Visit http://dirt-cheap-car-rentals.comor http://car-rentals-made-easy.comto read more about matters like budget rent a car and national car rental.



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Are You Tired of Trite Tips on Fuel Savings

In these days of record high fuel prices affecting already stretched budgets, many of us are looking for tips on fuel savings. Unfortunately, most tips are “no-brainers”.

Some suggest staying within posted speed limits because “…the faster you drive, the more fuel you use.” Daah !!! Explain that to a teenager!

Oh, here’s one – “combine errands”. Come on, anyone who runs a household figured that one out eons ago, just to maintain sanity.

Here’s another I just love – remove excess weight. Hmm… let me think, I can make the kids walk to their sports events or mall, and meet them when they arrive. And, of course, ban any friends from catching a ride. But then again, when the riot occurs, the police will have to use their fuel instead.

After much research, here’s a few fuel savings tips I found that actually make sense:

1. Depending on a vehicle’s condition, you can increase fuel savings simply by keeping your engine tuned.
2. Maintaining proper inflation of tires can increase fuel savings by up to 6%.
3. Replace air, oil, and fuel filters regularly. Clogged filters decrease fuel savings.

But the best tip to date is this simple fuel savings solution:

A small Power Pill, the size of a penny, that can be dropped into the tank at fill up. Here’s what the PowerPill does:

· Provides fuel savings averaging 15% on cars and 20% on diesel trucks
· Conditions the engine by cleaning it, resulting in eliminating and preventing what is known as “carbon deposits”, the culprit behind decreased fuel savings.
· Lowering octane requirements, thus saving an additional 5¢ to 10¢ per gallon.
· More savings on maintenance by extending the life of spark plugs, valves, engine, and frequent oil changes.
· Environmental benefits by significantly reducing toxic pollutants, which in essence allows us to breathe cleaner air and live longer.

N.A.S.A. engineered and SAE tested over a decade ago, global results can be found at http://www.thepowerpill.com/tests including the most recent unsolicited tests performed by Dial-A-Cab taxi drivers in London.

For more information, visit http://www.helpwithfuelprices.com



About the author:
Dee Scrip is a well known and respected published expert author of numerous articles on PowerPill Fe-3, Home Business, Business Opportunities, Fundraising, VoIP, VoIP Security, and other related VoIP issues.


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Deals

Are You Ready to Take the Challenge of Modifying Your Mitsubishi Car?

Okay, I know you love cars, but it doesn’t mean you have to buy a new one every now and then just to have something new and more exciting car to drive. Admit it, cars are valuable investments and I’m pretty sure you don’t want to spend your entire earnings for an expensive and flashy sports car.

Aftermarket auto parts like those offered at Auto Parts Fast are your best alternatives. By adding or replacing your stock Mitsubishi parts with aftermarket parts, you can breathe in new life to your auto and make your driving routine a lot more fun and exciting. Compared to buying a new car, installing aftermarket auto parts is less costly, so why suffer the burden of paying for a new car when you can get all the advantages of owning the latest model, say a 2006 Mitsubishi Galant, without getting thousands of dollars poorer.

Be practical, if you don’t have enough savings yet. A new car can wait, but your other essential needs can’t. But spending some extra cash on replacement and aftermarket auto parts won’t harm you. In fact, it can help you increase your car’s resale value. It’s also one way of maintaining your vehicle and enhancing its driving capabilities as well as its riding comfort, safety and style. Hence, should you decide to sell it in the future when you have already saved enough money to buy a new and more sophisticated car, you won’t have problem selling your old Mitsubishi Lancer or Mitsubishi Mirage.

Discount priced Mitsubishi parts are offered at Auto Parts Fast, your one-stop shop of high quality replacement aftermarket car parts and accessories. Here you can find performance parts designed to boost your Mitsubishi car’s performance at very affordable deals. Auto parts like Mitsubishi wheels, Mitsubishi radiator, Mitsubishi shock absorbers, and Mitsubishi catalytic converters available in this store are the best you can find for your Mitsubishi Mirage. Made with high OEM standards, they are sure to deliver the same performance as the original parts.

Let your Mitsubishi car reveal who you are, personalize it so you can enjoy it more. You can make the car’s interior more conducive for long drives and more pleasing to the eyes every time you slip into the driver or passenger seat by replacing your old Mitsubishi carpet and Mitsubishi floor mats or by adding some interior lights and other accessories.

You can change the way your Mitsubishi looks by replacing exterior auto parts as well. These parts give others a lasting impression about your car so make them attractive as much as possible. Also, if you are going to resell your car in the future, you have to pay attention even to slightest details in your car’s exterior, including the Mitsubishi door handle, Mitsubishi headlight covers and Mitsubishi hub caps. These parts can make or unmake an impression about your car, too. Wouldn’t it be frustrating if a customer rejects your offer only because of a broken door handle or some unsightly scratches on your Mitsubishi tail lights?

Redesigning or modifying your car is fun and challenging at the same time. It may require you to spend some cash but think about the benefits of this over buying a new car, which may not be your priority yet at the moment. Take the challenge, simple things like placing a new set of Mitsubishi wheel covers on your car can go a long way! Now, I’m sure you’ve got better ideas there, go to Auto Parts Fast and start turning those bright ideas into reality.



About the author:
As a former news correspondent for an auto-related website, Stacey has gathered extensive knowledge and experience in the automotive industry. This 34 year old mother of two from Memphis is a genuine car lover.


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All you need to know about pick-up trucks

All you need to know about pick-up trucks
by: suwan k
Although diesel prices have shot up to about Bt23 per litre, cars with diesel engines are still more popular than their petrol-driven counterparts due to their durability and functionality in varying weather conditions. This is thanks to the lack of a high-powered ignition system.

In Thailand, diesel-powered pickups will enjoy continued popularity for decades to come. Motorists, especially in the provinces, need vehicles that can tackle varying road conditions and carry lots of cargo and people. Thus we see pickups being modified for many purposes and hence classified into several vehicle categories.

I'm interested car in the Mitsubishi Strada. I want to know whether it is a good choice for driving to work as well as driving back to my hometown that is about 400 km from Bangkok once a month. On the way back I need to carry lots of OTOP products weighing about 500-700 kg.

You should have mentioned whether you are interested in the 2.5 or the 2.8-litre engine. Anyway, I recommend the 2.9-litre 4M40 engine because the fuel economy is about the same as the 2.5-litre, but it’s more durable. It also uses a chain-type timing belt, which lasts much longer than the belt type so you don’t have to worry about replacing the timing belt. The body and suspension is similar.

If you are not in a hurry to get the Strada, I strongly suggest you wait another one to two months for the new Mitsubishi Triton pickup which will be available with 2.5-litre direct injection, 2.5-litre common-rail and 3.2-litre 4M41 DOHC 16-valve common-rail engines. The design has been totally revamped.

So if you can, it’s much better to wait and see how the new truck is. You can get the information from test drives in your preferred newspaper and then make the decision.

I have a 1993 Mitsubishi Champ that has covered 130,000 km but its condition is very good. I would like to sell this car. How much would I get?

You won’t get more than Bt75,000 to Bt80,000 if you sell it to a used car or truck dealer, but the condition must be really good. If you are patient and sell to a direct buyer, then you can raise the price up to Bt120,000. If the potential buyer bargains for Bt100,000 you should sell it. If the body is good with no rust, it is a nice car because parts are cheap and the engine is very economical.

After buying the truck I want to install a roof over the bed. Which is better – the fibreglass Carryboy or steel Sammitr?

Fibreglass roofs are light and look better thanks to a moulding process. There are several brands in the market that are very popular. Steel roofs are stronger and can help reduce damage if the truck overturns. The shade of the paint also matches the body and stays good for a long time compared to fibreglass roofs.

The extra weight may result in increased fuel consumption, but it is so small you can't measure it. Another advantage of steel roofs is that you can mount a roof rack on top.

However, when parked under direct sunlight, the roof gets very hot and if you have an extra air-conditioner at the rear, it will be forced to work harder than with a fiberglass roof.

About the author:
Suwan K. is a manager of car online info - car online , car online info website devoted to the used truck - car sale or news and information on Internet.


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5 Tips to Buying the Perfect Seat Cover

For a lot of people, buying a car is a large investment, one to be well cared for. Perhaps, the easiest, most reliable way to protect the value of your vehicle is to fit it with seat covers. This can be a minimal investment; however, price should not be the only consideration while shopping for covers. Before you pick out your new seat covers, consider these tips.

1- The most important thing to remember when shopping for seat covers is to know the exact make and model of your car. I know this sounds obvious, but without the exact specifications, you could end up with the perfect seat covers that are completely wrong for your car. You will need to know what type of seats you have, if it is a bench seat, is there a split? Pay attention to what type of headrest your seats are made with; are they bucket seats or captains' chairs? All of these differences will have an impact on what seat cover is the right one for your vehicle.

2- Now that you know the type of cover you are looking for, its time to think about price. Seat covers for your car are just like most other things in life quality will cost more. A high quality seat cover will be more expensive, but it will not shift around on the seat or wear out quickly. However, there is something to be said for buying a less expensive seat cover. If you are the type of person who likes to change their environment, then purchasing a cheaper cover that will be replaced rather quickly is probably a good idea for you.


3- Pay close attention to the type of material that the covers are made of. Ideally, you are looking for something that is machine washable, stain and water repellent, something that is tough and durable, these will be used everyday. There is a large variety of materials that are used for seat covers and they all have their own advantages. For example, sheepskin keeps a steady temperature in the cold and heat alike, making it ideal for most climates. While canvas, Cordoba and tweed are known for quality and durability.

4- It's best to look for and purchase seat covers from manufacturers that offer a lifetime warranty. Keeping the receipt is a vital part of being able to use the warranty if it is needed, keep it in the glove box with other important papers.


5- If, after shopping around, you still are unable to find just the right cover in just the right material and pattern, consider getting it custom made. Custom-made seat covers are available from many upholstery shops as well as from many online stores. Buying custom-made seat covers allows you to get a seat cover that not only fits your seat, but also your personality.

About the author:
John Mancini has been writing about car covers online and offline for a long time. Visit http://best-car-covers.comor http://customseatcovers.infoto read more about matters like seat covers and hawaiian seat covers.


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Choosing the right Tires for your Motorcycles

Choosing the right Tires for your Motorcycles
by: Karen Nodalo

All the parts of the motorcycle are essential and the tires are one of them. Basically, it is the most contributing factor that makes the motorcycles move. So if it is important, then tires should be given much attention too. There are different types of wheels for different types of motorcycles. It has different sizes and surfaces too. Some tires have spikes which are used for dirt bike races and other kinds of races. Some tires are smooth which are used in highways and concrete roads.
Tires have to be maintained and checked once in a while because its durability depends on how much you use it. New tires are treated differently because it’s just like you being given a different task of work to do. You don’t get used to it easily so you need to adjust. Tires are like those too. They have to keep up or warmed in order to function well. New tires have to be used all over again several times. It’s important to keep your tires a little wasted to prevent it from sliding.
Temperature affects the tire pressure and it is a contributing factor to the effects on your tires. What is meant by temperature is that when tires are not used long enough, they become a little bit cold. Time also affects the pressure of your tires. That particularly focuses on the duration of the tires. If you use your motorcycles often, don’t get shocked if you notice them getting thinner. Tire pressure should be observed and checked. If the day’s temperature is high and exceeds the normal, expect your tires to inflate. Though this may not be considered to be very dangerous, still it should be given measures.
You should get the best tire suited for your motorcycle’s performance and compatibility. In purchasing tires, it is best if you would have enough knowledge in the details. If not, talk to your trusted dealers and mechanics. Of course they will sell out good products for their standard and company’s name. you should not take for granted the quality of your tires because if you think of budgeting to a low cost, you never notice your tires get spoiled in just a short time which entitles you to buy a new one again at a cheaper price.
You can never go wrong in buying tires if you choose the ones with the correct brand and quality. It would be advisable if you pick commercial tires which are commonly being used by professionals and racers. Things you should consider in choosing tires are durability, level of performance, its ability to grip on wet surfaces and quality. The best way to maintain your tires is still by cleaning it up and avoiding it from scary areas.

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Deals

Buying A Used Or Second Hand Car In UK

Buying A Used Or Second Hand Car In UK
by: MIKE GAMBLE
If you are considering the purchase of your next used or second hand car, you might at this point be very nervous. Its not a purchase you make regularly like going to the supermarket for your monthly shop or buying that next outfit for hitting the town. Its something you might only do every three or four years sometimes longer.

Some popular makes are:

Audi, Alfa Romeo, Bmw, Citroen, Ford, Fiat, Honda, Hyundai, Jaguar, Jeep, Kia, Land Rover, Lexus,Mazda, Mercedes-Benz, Mg, Mini and Mitsubishi.

Confused? Who should I buy it from? A large garage group, a medium sized independent, a small independent, or a back street garage? The Answer? Whichever of these have the vehicle that you want! (With certain reservations which we will explore later.)

A common mistake is to go out in the car and visit all local sellers in the hope you see something you like, if you do this you will be at your most vulnerable and may well find that you buy something on impulse and may not in the long term be the best for you.

With the world wide web at your fingertips it’s a great place to start. By using it and visiting some of the better used car classified sites you will be able to narrow down your choices before even leaving your home.

Some of the best sites are:

www.autotrader.co.uk
www.autoexposure.co.uk
www.compucars.co.uk
www.ukclassifieds.co.uk
www.freeads.net

Ideally you should list your requirements in order of importance for example:

1. Insurance Cost
2. Fuel type
3. Economy
4. Vehicle size
5. 3/5/4 door etc
6. Price
7. Colour
8. Specification

Don’t get to carried away other wise the whole thing will not be the enjoyable experience it should be. Okay get surfing and find that combination of your dreams.

More of the most popular makes of vehicles to search are:

Nissan, Peugeot, Renault, Rover, Seat, Subaru, Skoda, Suzuki, Toyota, Vauxhall and Volkswagen.

Happy hunting and watch out for the next instalment. “The negotiation.”


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Deals

Buying a New Car? Why Not Modify Your Old One?

Ready to buy a new car? If you still have doubts about it why not just consider modifying your car or giving it interior and exterior upgrades? Although this may cause you to spend thousands of dollars, it’s much cheaper than purchasing the latest in the market. Giving your car a new look, improving its driving potentials and enhancing its utility is so easy and a lot cheaper nowadays. If you’re after changing your typically boring driving routine, upgrading your car’s interior and exterior features can save you from—oh well, boredom.

Changing the way your car looks can be just as exciting as buying a new vehicle. But apart from choosing which car to buy, or which auto parts to purchase or add to your car for that matter, you need to choose a reliable and trusted auto parts dealer that cannot only supply you with your exact needs but can help you save big. Don’t worry because there’s one store that can do these at the same time, Auto Parts Deal. Replacement parts for Ford parts, Chevrolet parts, GMC parts, Toyota parts, Volkswagen parts and a whole lot more are readily available. All these premium quality products can be purchased at very affordable deals.

Most auto mechanics and professionals would recommend buying replacement or aftermarket auto parts only from one source for this will ensure the parts’ compatibility and exactness. And not only that, it can help you save time, efforts and money especially on shipping. Installing those new parts can also be easier and quicker if you get them from only one supplier. Auto Parts Deal, however gives you more than these benefits. Added benefits such as security, affordability and convenience can all be enjoyed upon purchasing any of the products.

What are the parts you can use to modify your car? For Mazda cars, you can find here highly durable and quality Mazda spoilersMazda hood, and Mazda bumpers. These parts are made of high quality materials and are perfectly finished to give your vehicle a perfect impression. Combining both functionality and aesthetics, they are the best replacement you can find for your original auto parts.

The Mazda bumpersare specially designed to give you maximum protection in the event of a collision. They have spring loaded sock absorbers that allow the bumper to compress and extend back to its original shape during low impact collisions. While during high impact collisions, these shock absorbers decrease or prevent damage to the passengers and the vehicle by absorbing and redirecting the energy from the impact.

Different kinds of lights are also available here at Auto Parts Deal; these include the finest Toyota tail lights, Chevrolet headlights, and Jeep fog lights. Headlight covers are also available in this store. These auto parts are excellent ways of modifying your car. But aside from changing the way your car looks, they keep you safe as you drive. If you are planning to drive off-road with your Jeep for example, installing high quality Jeep fog lights is one of the best ways of preparing your auto. These lights enhance your visibility especially in severe weather conditions.

Create a truly inspiring image for your car by replacing your wheels. You can resize it, specially the rear wheels to make it look like a sports car; however, make sure to seek advise from an expert in doing so. Resizing your wheels can sacrifice your handling and ride quality if you go beyond what is suited for your vehicle. Meanwhile you can choose among the available durable and premium grade wheels like Ford wheels, Dodge wheels, Nissan wheels and GMC truck wheels online.

These are just a few of the millions of quality auto parts you can choose from. Your choices are immensely available. You actually have a lot of good options in jazzing up your everyday driving aside from buying a new vehicle. Just find time to explore them and you’ll realize there are still more ways to modify your car than you can imagine
by: Sarah McBride
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Deals

Buying a New Sports Car – Twelve Tips To Avoid Financial Sticker Shock

Nothing (well, almost nothing) can compare to the thrill of driving a road-hugging high performance sports car. Instant steering response. Power at the exact nanosecond you ask for it.

Then, if you have one of the sexier models, you’ll attract attention on the road, filling up, and in the shopping mall parking lot.

Yes, you can pretend you’re driving the Autobahn with the wind blowing your hair. But beware of state troopers just waiting for an “arrest me red” entry on their ticket issuing track record.

Before You Fall In Love . . .

Before you step into that showroom and fall in love, consider the following practicalities:

1) How much do you want to spend? $20,000? $30,000? Or more?

2) What’s the tradeoff between performance (power) and gas mileage? Higher performance usually equals less gas mileage.

Does the vehicle use premium gas? Right now, the difference between premium and regular is 20 cents per gallon. At 20 miles per gallon and 15,000 miles per year, the cost differential is $150.

3) What about reliability? Some upscale models cost considerably more to maintain and have a higher incidence of repair costs. Would you appreciate paying $125 just to diagnose the problem when the check engine light comes on? Or paying $70 for an oil change?

4) In a climate where snow and ice are winter realities, do you want to drive it year round? Or store it over the winter?

A rear wheel drive sports car is impractical for winter driving. A front, all-wheel, or 4-wheel drive sport car can be driven in snow and ice, if you use all-season tires. If the little devil comes with performance tires, you will want to buy all-season tires (and possibly rims) for winter driving. Add another $1500 to the price of the car for the right tires and rims.

Do Your Homework . . .

5) Once you’ve decided price, performance, gas mileage, reliability, and practicality for all-season driving, get on the Internet. Here you can compare models and pricing and read reviews. Google “buying a new car” or “new car prices” and several sites will pop up.

Another source is Consumer Report (the new car issue) where your criteria will be easy to find. Red dots are good. Black dots are not. Most American car dealers consider this issue of Consumer Report a nightmare because it favors foreign car models, especially Asian cars. However, as explained in the newest version of this report, American car manufacturers are catching up.

6) Find out what you should pay before stepping into a showroom. Dealers will offer below invoice prices even on some sports cars because of rebates, dealer incentives, and dealer returns when they make a sale.

7) Remember the incidentals. Yes, you have to pay to transport the vehicle from the manufacturer. Yes, you have to pay for options. And remember the sales (and sometimes luxury) tax.

The Driving Experience . . .

8) Unless you have driven the exact model and year you want to purchase, step into the showroom and test drive the car. Driving the previous year’s model is unacceptable. If the dealer lures you into his web and asks you to test drive an earlier model, RUN out of the show room. You’re wasting your time.

9) Pick at least 2 different road types for test driving. The winding, hilly road is one road type. Road hugging capabilities are tested here. If the car is standard, smooth-shifting is another test. A car that cuts back after you release the clutch is NOT smooth shifting.

The highway is another road type. Make sure power is sufficient to handle entrance ramps and merging with traffic. If you get an instant response at highway speeds, the car is a possible winner.

Closing the Deal . . .

10) If you like the car, get the dealer’s best quote. Then, find at least one other dealer to give you another quote ON THE SAME CAR. If you don’t like the car in the test drive, you probably won’t like the car – ever. Move on to the next model.

11) When you decide on a car, call your insurance company and find out what the vehicle will cost per year. And don’t choke on your coffee when you hear the amount – you can shop around.

12) Estimate how much the real estate taxes will be on the car, especially if it’s a high-priced model. This could be another financial shocker!

As you can see, sports car buying is a process. Do you need to do all this stuff? Nope, you don’t. But consider the financial sticker shock when you’re paying an extraordinary amount for maintenance, repairs, gas, insurance, and taxes! Just for that Autobahnesque experience!

About the author:
Valerie Mills,a copywriter/designer specializing in direct mail and web advertising, has written sales letters, web sites, and brochures for the finance, self-help, and technology areas. She also audits sites for usability, sales appeal, structural integrity, and readability. In addition, using her experience as an educator and corporate trainer, Valerie has written several articles and a parents' guide to coach kids of all ages about money and personal finance. Refer to web sites http://v.mills.home.att.netand http://teachyourkidsaboutmoney.com

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Deals

18 Simple Ways To Save Money On Your Car

The upkeep of your vehicle can be quite an expense - from initial purchase to insurance to maintenance. And sometimes we get the sinking feeling that every time we need a car repair, we’re going to get taken for a ride. (pardon the pun!) Actually there are some ways to make sure you don’t get a raw deal when dealing with a local body shop.

After you get recommendations for honest mechanics, call around to check out the prices for certain jobs. It’s always smart to get a second opinion.

How about some preventative medicine? Keep your gas tank filled. This will help you avoid the gas line freezing up in cold weather. Also, driving on “fumes” allows little pieces of dirt at the bottom of your gas tank to run through the fuel lines with the last drops of gas. This debris clogs up the fuel filter and can cause carburetor damage as well.

Sometimes a problem with your car’s electrical system results from a simple blown fuse. Check to see if you have any blown fuses before investing in a tow truck!

Keep track of how much oil your car uses. A sudden change in oil consumption means you need to see a technician.

Save your brakes by having your brake fluid changed every 30,000 miles.

Check your tire pressure once a month. This simple maintenance check can add up savings at the gas pump!

Stop and go traffic causes excess wear and tear on your vehicle. Go ahead and give your car a nice twenty minute ride at 55 mph on the highway every couple weeks if you “major” in short trips.

There are other ways to save money on car expenses. Let’s look at the insurance payments.

If you’ve budgeted for possible out-of-pocket expenses in case of a car accident, you might want to consider increasing your insurance deductible to $500. This will lower the cost of your insurance.

Talk to your insurance agent. If your car is as old as the hills, you might want to drop collision coverage to save money.

Car insurance companies offer a variety of discounts. Ask your agent if the company offers reductions for driver training courses, anti-lock brakes, car alarms, air bags, mature drivers, good students or maintaining a good driving record.

Before you purchase from a dealer, ask about the dealer's return policy, get it in writing and read it carefully. Dealers are not required by law to give used car buyers a three-day right to cancel.

Visit http://www.fueleconomy.gov to find cars that are fuel efficient.

Each 5 mph you drive over 60 mph is like paying an additional $0.10 per gallon for gas.

In most cases, using cruise control on the highway will save gas.

Replacing a clogged air filter can improve your car's gas mileage by as much as 10 percent. This isn’t going to cost you an arm or leg either.

Do your homework when buying a car from an auction. Many vehicles that have been damaged by floods and hurricanes are going on the market. These won’t last long – leaving you with a flood of bills. Be a little concerned if the carpet looks too new, and check carefully for signs of rust.

Carfax.com shares info on inspecting a used car to make sure you get the best deal.

If you use your car for business, keep track of miles traveled so that you can use this for a tax deduction. Get more info at irs.gov.

When you consider all the ways you can save money on your current vehicle, you might be persuaded to put away the extra each month for a new car down the road!

About the author:
This article provided courtesy of http://www.car-alarm-guide.net


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Deals

5 Tips to Buying BMW Auto Parts

If you are looking for parts for your BMW M3, X5 or Z4, you want the best. Whether you are needing to replace the brakes, hoses, lights or even the tell tale emblem you need to know where to look for factory direct parts at affordable prices.

1- The best place to find any type of part for your BMW is, of course through a BMW dealer. They will either have the parts needed in stock or be able to order them for you with short delivery times. They will be more expensive than other outlets, but you will know that the parts they are selling you are genuine BMW auto parts, not something that is generic.

2- If you choose to purchase your BMW parts via a dealership, be sure to take advantage of the knowledge they can provide. The mechanics at a dealership can be the best people to ask basic questions of. They will be able to give you insight as to what your vehicle actually needs and may even tell you how to go about replacing it.

3- If paying dealership prices is not what you had in mind, the next best place to look for BMW parts is online. There is a vast array of online stores, which specialize in genuine, generic, new and used parts for your BMW. The prices are usually less than purchasing through a dealer, however, keep in mind that these stores may lack in knowledgeable sales staff.

4- While you are surfing the web for the best prices on the parts you need, whether they be side mirrors or tail light covers, you might also be wise to look up the "how-to guides" that tell you how to install them. There is a lot of information on the web in regards to BMW and BMW auto parts, their uses and their replacement.

5- As long as you are looking for parts for your BMW, you may want to check out the selection of accessories that are also available. These include items such as shift knob replacements and custom door handle parts, to name a few. The best way to begin a search for accessories is online or through catalogues.

About the author:
Dan Ford has been writing about bmw parts online and offline for a long time
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Deals

5 Things You Should Know Before Buying a Car Cover

If you own a collector car, the purchase of a quality car cover can be an important investment. Before making this purchase, there should be ample consideration given to the quality of the car cover itself. Follow these tips while searching for the perfect cover for your perfect car.

1- While looking for a car cover for your vehicle, keep in mind that quality is a factor in this purchase. The better the quality, the better the cover will protect your investment. Look for a cover that is made specifically for your type of car. Many car cover manufacturers offer a variety of pre-made covers for most types of cars. The cover does not need to be custom made for your vehicle, just made for your specific kind of car.

2- If purchase price is not an issue, then it be might be wise to consider a custom-made car cover. This will ensure that the cover doesn't blow away in a strong wind, will have elastic in all the right spots, can have extra layers of protection built in. The custom cover can even be made in a color to match your car or with some custom embroidery that is just for you.

3- The material that the cover is made from is important also. It needs to be breathable, if the cover holds in moisture it will have dire consequences on your paint. The cover is not supposed to be waterproof, it should, however, dry out quickly after a rain, so that the rain spots are minimal on the paint finish.

4- A cover that has several layers of padding is best for the protection of your vehicle. These added layers will protect your car against such tragedies as limbs falling from trees, the neighbors' cats, stray baseballs and the like.

5- Before you place the perfect cover that you have found on your car, make sure it is clean. A dirty car will be scratched and scuffed no matter what quality cover you put on it. However, having a clean car to start with will help to ensure a well-protected car through the long months in storage.

About the author:
John Mancini has been writing about car covers online and offline for a long time. Visit http://cheap-car-covers.infoor http://www.cheap-car-covers.comto read more about matters like truck bed covers and truck covers.
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Deals

5 Things to Look for when Buying a Truck Cover

Specialty trucks can be a large investment and may not be used very often; for these reasons, they should be protected from the elements when not in use. The purchase and use of a high quality truck cover should be considered to shield them from dirt and dust, animals and even people.

1- One of the first things to consider before actually purchasing a truck cover is quality. This is a case where it is wise to buy the best that you can afford, do not cheap out on a truck cover. A high quality cover will protect your truck from UV rays, rain, dust even falling objects and animals.

2- Look for a cover that is made of a breathable material. The cover should be lightweight and although not waterproof, it needs to dry out quickly after getting wet. If the cover is not breathable and holds in moisture, it can be detrimental to the paint job and increase the chance of creating rust.

3- Padding is very important when searching for the perfect truck cover. More is better here. The more padding that a cover has, the more protection it can offer your truck from all sorts of falling objects, from golf ball sized hail to golf balls whacked by the neighborhood kids. Padding is too important to overlook, be sure that the cover you choose has several layers for adequate protection at all times.

4- If you can afford it, get a custom cover for your truck. A custom cover is made to your trucks specific size and shape, while a generic cover will more than likely do the job, a custom cover will stay in place and not shift because of strong winds and time. Another advantage of getting a custom cover made is that it can have the extra padding added, be made in a color or pattern that you prefer it can even be customized with a name or picture.

5- The most important thing to remember when getting a cover for your truck really has nothing at all to do with the cover. The most important tip is to make absolutely sure that the truck is clean. It needs to be as free of dirt and dust as possible when the cover is put on, this will help to avoid scratches and scuffs in the paint.

About the author:
John Mancini has been writing about car covers online and offline for a long time. Visit http://best-car-covers.comor http://best-car-covers.infoto read more about matters like car seat covers and truck covers.


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Deals

Do You Want to Increase Your Car’s Resale Value? Here’s How!

Do You Want to Increase Your Car’s Resale Value? Here’s How!
by: Sarah McBride
If you are planning to resell your car in the future and buy a new and more advanced model, then you have to exert more effort in keeping it in good shape and excellent driving condition. Even if it’s already old, you can sell it at high price if it looks and performs like new. Anyway, let’s go straight to the question: how do you improve its resale value?

The truth is, you have a lot of options in preserving its good shape and condition, but there’s one store that can completely answer your question, Auto Parts Deal. Here, a great variety of replacement and aftermarket auto parts is available for your car’s proper maintenance and upgrading. Yes, there are thousands of other online auto parts stores that provide various kinds of aftermarket products, but there are few, which meet your needs and wants and help you save at the same time. This online store definitely does both.

Aside from regular check up like most of us do to safeguard our health, you need to replace some of your car’s parts and mechanical components even if they are still working to upgrade its performance and style. If you have an old Ford F-150 truck for example, which you frequently use to haul and transport heavy cargoes, you have to continuously upgrade its performance parts so it can always perform highly challenging tasks. Ford truck parts are known to be exceptionally tough but it doesn’t mean they don’t require much attention and care.

Among the auto parts that require your utmost care are the car wheels and tires. These parts are closest to the road and their quality affects significantly your vehicle’s ride quality and handling. Replace your worn out tires and wheels with top quality replacement wheels offered at Auto Parts Deal. Here you can find the most dependable line of replacement Ford wheels, Nissan wheels, Jeep wheels and Chevrolet wheels.

For your added safety, this one-stop auto parts store also offers durable and high quality auto parts like Chevrolet bumpers, Mazda mirrors, Toyota tail lights, BMW headlights, and Dodge fog lights. All these parts are helpful in keeping you away from accidents, which of course excuses no one and no vehicle. It’s always better to be on guard and prepared for any road accidents that might happen. Also, check out the store’s top quality safety Ford truck parts, GMC truck parts, Dodge truck parts and Toyota truck parts.

Simple things like accessorizing your vehicle can go along way. This can help you sell your car with a worthy price tag in the future. But more than this, it makes your ride more comfortable, more fashionable, more convenient and safer, which in effect reduces a lot of stress in driving. So be wise, get replacement parts only from a dependable dealer like Auto Parts Deal.



About the author:
As a manager of one of the largest auto stores in Springfield,Massachussets, Sarah has extensive expertise on auto parts and automotives in general. This 42 year old is a certified car enthusiast.
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Deals

How to buy a good truck or a car found at the Internet site?

The Net is constantly growing and its users develop more and more applications and utilize it in completely new ways. Several years ago a couple of new sites showed up in the Net; these sites were dedicated to the sale of automotive vehicles. Since that time the number of these sites has substantially increased and I have participated in building search engine for used truck sale -European www.truck1st.com , American www.truck1st.us and Russian www.truck1st.ru. Basing on my experience in Internet used truck sales, I can offer you several recommendations on buying trucks and cars; I hope you'll find them very useful.

The main goal of this kind of sites is to connect sellers and buyers of automotive vehicles, both new and used. Using such sites makes vehicle trade much easier for sellers as well as for buyers. These sites create virtual marketplace where buyers can offer their vehicles and sellers can look through the buyers’ stock. So the search for the customer or for specific vehicle becomes unnecessary, saving lots of time and money for both parties.

In practice it looks as follows. The seller places his vehicles at the website, usually it is vehicle description, pictures and additional info (price, delivery terms and contacts). See www.truck1st.com for specific examples. So when the buyer wants to buy a vehicle, he gets online, connects to the website and looks through the sellers’ vehicles. Then he gets in touch with the seller, confirms vehicle specification and availability and purchases the vehicles. Such internet trade allows to shop for vehicles located not only your vicinity, but nationwide and even worldwide. Sometimes it saves a lot of money and lets find exactly what you are looking for.

It is clear that the used car or truck technical condition is a crucial factor. When choosing used truck or car, the more choice you have – the better the chances that you will buy a vehicle in good technical condition. In this case Internet purchase is a very effective solution.

So let’s contact the seller and clear everything up. It is better done by phone, though email message is also acceptable. But you will save a lot of time by making simple phone call. Besides, the human factor in communication is very important, so pick up the phone and call him.
What should I mention during my first contact with the seller? Here is a list. But very important – write down everything the seller will say to you. Later, when you think everything over to make decision, you will appreciate it later.

So let’s contact the seller and clear everything up. It is better done by phone, though email message is also acceptable. But you will save a lot of time by making simple phone call. Besides, the human factor in communication is very important, so pick up the phone and call him.
What should I mention during my first contact with the seller? Important – write down everything the seller will say to you. Later, when you think everything over to make decision, you will appreciate it.

1. First of all represent yourself, name the reason of your call and website where you have found the truck. Ask if the vehicle is still available.

2. Let’s assume it is not sold yet. Then ask about every word in the description to check it is really true. It is much better if you spend 2 minutes of your time now, than to come to the buyer after and find out that there is no air conditioning, though it was mentioned at the website.

3. Ask about everything that was not described – minor technical problems, condition of engine, body, clutch, suspension, tyres, interior. Do not forget anything, you should have complete picture in your mind. For example, the cost of new tyres for tractor truck is about 200$ for a wheel and a lot of people usually forget to ask about tyre condition.

4. When it comes to price, do not be shy to argue a bit. Usually people put a little higher price that would actually satisfy them. Anyway a little of bargaining never harmed anyone.

It is much better for if you choose several vehicles and make several calls. You should not restrict yourself to a single truck, remember – the more choice you have, the better truck you will buy.

So by this time you should have called 3-4 sellers and have 3-4 papers with complete description at your table. Now its your time – relax and think everything over and make your final decision. Sometimes it is wise to call the sellers again and tell them that you have a little better offers – it will surprisingly move the prices down and help you make your final decision.

That’s it, now you are ready to go and pick up your new used truck. Just don’t forget to let your eyes see everything your ears heard – take the paper with vehicle description (that you have written down during your talk with the seller) and check everything. It is very advisable that you check the truck or car at the local service center – let professionals do their job.

And by the way, the last price is always fixed after final vehicle examination.

Pavel Borodin. http://www.truck1st.com manager.

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Deals

How To Buy A New Car

Car buying is not a task to be taken lightly. The cost of a new car equals almost what my parents paid for their first home. It's imperative to do behind the scenes research to ensure you get a great deal.

Do not be in a hurry. Car dealers can detect the scent of desperation a mile away! If you are totally without transportation, rent a vehicle until you find the right car. If you rush your purchase, you will usually end up on the bad end of the deal.

You can uncover the typical retail cost of a specific make and model right on the internet. With a little extra research, you can discover the wholesale cost as well. These two pieces of information give you an edge when it comes to negotiation.

It's best to work toward a win-win situation with the car salesperson. They need to make some money on the deal, and you want to pay a fair price. You can often negotiate a price that is $500 above dealer cost, or about 20% off the sticker price. Make sure you take your calculator with you when car hunting.

You can often order a car with *custom* option choices. This could save you hundreds of dollars. You might wait a couple of weeks, but why pay for options that you do not need?

Always check with the dealership to see if you can return the car if you do not like it. Many dealerships now offer this option. Some dealerships will give you a three day trial period in which to try the car.

It is a good idea to wait until the end of the month to go car hunting. Salespersons who want to meet a certain quota will be eager to strike a deal.

Knowing the value of your old car makes it easier to negotiate a better price for it. Try not to talk about a trade-in possibility until you get a purchase price. Sometimes this is difficult, as most salespeople will ask upfront about a trade in.

I took my car to one lot, and was told the trade in value was $1,200. Another dealership said they would give me $3,500 for the same car! So do your research to make sure you receive a fair price on your used vehicle. Stick to your guns when it comes to getting the value of your trade-in, especially if you've had your car serviced regularly.

A service contract will likely be brought into the negotiation. Most consumer information shows no need to buy an extra contract on a new car, as it's not likely a problem will occur during the first months of use.

Whatever you do, always read the fine print of any contract before signing it. Ask questions about what certain phrases mean if and when you do not understand something.

Also, just because a car is brand new doesn't mean you should buy it without asking questions. New cars can land in the lemon category as well as used ones. Keep on your toes during the negotiation process. You will enjoy both getting a new car, AND creating a win-win situation for yourself and the dealer.
author: Tom McKnight

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Deals

How To Save Money On A New Car

The price of cars these days is just out of this world. You can figure on spending upwards of $30,000 for a family van. No wonder a lot of people are opting for used cars. Even with prices creeping up and up there are still ways for you to save money if you have your heart set on a new car.

The first advice I'll offer is to do your homework before you approach a dealership. There is an endless amount of information available on the internet. Every car manufacturer has a website, dealerships have web sites. See what deals they are offering on what models. Check on the edmunds.com website for information on retail prices for new and used cars of any make and model. You should, before you even pull into the dealership, have a ballpark figure of what your new car should cost, including any special packages you may want.

A lot of dealers have taken the haggling and pressure out of new car buying, which many of consumers like. Remember the days when you'd ask what the price of a car is and the salesman would reply "how much can you afford to pay a month?". You never knew exactly what you were paying for your new car until you were at the desk ready to sign the contract. Today we are educated consumers and those days are gone forever.

You will be able to get a good deal during the end of model year sales. The dealers will make just about any deal to get an older model off the lot to make room for a new one. Also, go into the dealership at the end of the month. Your salesman will be doing his best to sell a few more vehicles to up his commission payment.

Get the bottom line price for that new car before you talk about a trade in. Generally the first thing a salesman will ask is if you have a trade in. Say "no". If your salesman knows you have a trade in it will affect the price you pay for your new car, no doubt. If he makes you a ridiculously good deal for your trade in you can believe that the price of your new car will reflect this. Make sure you know what the value of your trade in is. Again you can check edmunds.com. Take you car to a variety of dealerships and get an idea of this price from them.

The bottom line is to do your homework. Get a price for the new car from several different dealers. There is nothing wrong with each of them vying to give you the best deal.

Consider your finance charges. Get a quote on the interest rate you're offered from the dealership, then check with your bank or credit union to see what type of interest rates they offer.
by: Shaan Randow


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Deals

Buying new vs. used cars.

New vs used. Which car is right for you? Consider the following.

Owning a brand new car is exciting. But financially speaking, it makes more sense to buy a used car. As soon as you drive a new car off the lot, it loses a great portion of its value. This is because your car is no longer “new”.

New cars lose about 40% of their value within 3 years, then depreciation starts to slow down. Why not buy a used car and allow someone else to take that depreciation hit?

The previous owner will have absorbed the steepest part of the depreciation cycle. At that point the costs of owning and operating the car will be reduced. The money you save on depreciation will surely go a long way.

Another benefit of buying used is lower cost. By buying used you pay less. You will also save on financing costs, insurance premiums, registration and licensing fees. You don’t have to worry about paying sales tax.

As with everything else there are a few downsides to buying a used car. There are greater chances for costly unwarranted repairs. You may very soon have to do major maintenance on your car, including replacing tires, battery, brakes, muffler, and perhaps even the transmission.

A used car is usually less reliable. You don’t know exactly what you’re getting into and how the previous owner treated the car. However, every situation is different and some used models may actually be far more reliable than some new ones.

If you can pay cash, go the new car way. Enjoy the feeling of knowing you're the original owner of a new car in mint condition. Nothing can replace that feeling.

Otherwise do not hang your hat higher than you can reach. Practice financial prudence. Save your money and comfort yourself knowing that one day you will be able to afford that dream car. One day when money is no object.
author: Mantius Cazaubon

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Deals

Buying A Used Car - The Wise Way!

I have always purchased my cars used. And each time, I got a great deal. Don't think I counted on luck, though - no siree. There are a few "musts" for making sure you don't end up drinking "lemon"-ade.

Spending a little time now may save you serious money later. Check Consumer Reports on the safest cars out there. Looks are one thing, but don't ignore safety.

Go to a reputable car repair shop and ask if you can bring the vehicle by for a look-over. While you're there, ask what cars they have to repair most often. Take heed. Also, ask what the inspection includes, how long it takes, and the price. Always get this information in writing - just to be safe.

Once the vehicle has been inspected, ask the mechanic for a written report with a cost estimate for all necessary repairs. Be sure the report includes the vehicle’s make, model and VIN. Go over it with a fine-toothed comb and make sure you understand every item. If you decide to make an offer to the dealer after approving the inspection, you can use the estimated repair costs to negotiate the price of the vehicle.

Are you going to purchase from an individual?

Remember, private sellers generally are not covered by the Used Car Rule and don’t have to use the Buyers Guide. However, you can use the Guide’s list of an auto’s major systems as a shopping tool. You also can ask the seller if you can have the vehicle inspected by your mechanic. If he/she says no... beware. No matter how nice the car appears, something fishy is going on.

Now, a private sale likely will be on an "as is" basis, unless your purchase agreement with the seller specifically states otherwise. If you have a written contract, the seller has to live up to the contract. The car also may be covered by a manufacturer’s warranty or a separately purchased service contract. But that doesn't mean that the warranty and service contract are transferable. Plus, other limits or costs may apply. Before you buy the car, ask if it's still under warranty or service contract, and review that baby carefully.

Some states will require vehicle sellers to pass a vehicle inspection before a sale is made. That's not always the case, though. To find out what your state requires, contact your state Attorney General's office or a local consumer protection agency. Hey, it's just a phone call. And it could save you a real headache later!

Whether you end up buying a used car from a dealer, a co-worker, or a neighbor, follow these tips to learn as much as you can about the car:

Examine the car carefully yourself using an inspection checklist. You can find a checklist in many of the magazine articles, books and Internet sites that deal with buying a used car. My favorite book that I've used several times is How to Buy and Maintain a Used Car by Brad Crouch.

Once I bought a used car in August, and never thought to test the rear defroster. Guess what? Come November, I found out it didn't work. If you're shopping in the summer, don't forget to check the heater. And if it's cold as ice outside, still turn that air on full blast and make sure it works!

Test drive the car under varied road conditions—on hills, highways, and in stop-and-go traffic.

Ask for the car’s maintenance record. If the owner doesn’t have copies, contact the dealership or repair shop where most of the work was done. They may share their files with you.

Talk to the previous owner, especially if the present owner is unfamiliar with the car’s history.

Have the car inspected by a mechanic you hire.
There you go. Do your homework, and it's very likely that, like me, you'll find yourself buying used every time!
by: Ryan Larson


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Deals

Best Negotiating Tips When Buying An Used Car

Being a good negotiator doesn't have to be difficult. Sooner or later everyone has to negotiate with someone if they want to get a good deal on a purchase.

When you are trying to negotiate with a car dealer, you should know that they are very practiced in the art already. You will need to know how to get through their car speak in order to be successful.

Since you now know how to calculate your offer and already know what the dealer paid for it, you should get a copy of the paperwork from a friend that recently bought a car, so that you can become familiar with what you will see on your paperwork. They are all generally the same.

If you've followed the above mentioned tips, you will also be pre-approved for a loan. The key is for you to get in and out of the dealership as quickly as possible because the salesman will definitely find more loopholes to up your charges if you stay.

Here are a few tips to successful negotiating.

· Remain positive and confident

· Don't talk down to your opponent

· Show up prepared and ready to counter anything that may come up

· Bring ads from other dealerships with you as an extra weapon

· Finance your loan before you arrive at the dealership so as to avoid paying unnecessary extra fees

· Bring a friend with you for extra support

Something that you should look out for from salesmen is the extra little tricks that you will likely encounter that will try to force or rush into a buying decision.

You have to remember that they are trying to negotiate you into paying more money just as you are trying to negotiate paying less. Here are some of the things that you can expect to hear from them.

1. These cars are flying off of the lot. It may not be available for the same deal tomorrow. (Threaten to leave and they will ease up and try to change their strategy)

2. This deal is only good for today. If you come back tomorrow I can't guarantee that the deal will be the same.

3. I'm an honest man. Look at how many cars I've sold this weekend (This is where he will show you his list of sold cars. If he does this, then tell him that he doesn't need your money).

4. I hate to tell you this but I have another offer on the table from a man that is willing to pay more money than this. I am just waiting for his paperwork to be returned. (Tell him that if he promised the car to someone else, you don't want to step on someone else's toes and that you should leave then).

5. To cover the overhead costs, we have paid $13,000 for this car (Just check your paperwork in your folder and prove them wrong).
by: Robert Smith


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More Helpful sites

5 Steps To Buying Your Car

Most people do not enjoy buying a car. A survey conducted by CNN revealed that 75% of people would rather visit a dentist than face visiting a car dealership. It's not that people don't want a car - it's just that there are so many pitfalls to negotiate and not everyone can be sure of the right steps to take. Here are a few points to keep in mind to make the process easier.

1. Ask questions, lots of questions. Try to ask sensible questions that will enable you to base your decisions on solid ground. But don't be afraid to just ask and only stop when all your concerns have been properly addressed.

2. Do not let emotion drive you. Pretty cars with all the bells and whistles can blind you to the truth. More often than not you will end up paying more than you need to if you buy with emotion. Be impartial and see the car for what it is and not what you may have fallen in love with.

3. Know exactly what you want before you put a single foot inside the dealership door. An open mind can be easily manipulated, and usually not in your favor. Use brochures, etc, beforehand to determine exactly what you want within your budget, and don't be swayed by smooth talk.

4. Talk to the dealer about the price and not the payments. Dealers who keep referring to the "easy" payments could be avoiding the issue of overall price, and you need to know why. Do your homework and you will know exactly what price fits into a payment plan to fit your budget. But if you focus on payment, you may end up paying more than you bargained for.

5. Know when the time has come to make a decision. That decision could be to walk away, or it could be to close the deal. You should constantly monitor how you feel about the offer being made to you. If it all feels right, then stay with it and see it through. But if you get even just a tiny twinge of something not quite right, be prepared to walk away.

Buying a car is not always easy. It's not something most of us do very often and we all want to make the best use of our money. But with sensible and careful planning, and an awareness of the five points above, you can buy the exact right car for you at the exact right price for you. Happy motoring!
author: Jack Hill

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4 Tips To Saving A Bundle At Your Next Car Auction

Many of us have been at the car dealership and have been drained by a salesperson during price negotiations for the purchase of a new car. Most people give in too easily or do not negotiate at all to avoid the dreadful act. This only means more money in the car dealers’ pocket, while you are out of several thousand dollars! Yes, they make that much in profit per car.

This article unveils the dealer’s selling tactics and how you can get around them. But before we dive into the new car buying tips, we need to understand what makes up the dealer’s profits.

In addition to the MSRP (manufacturer suggested retail price), which is the dealer’s cost for the car plus an additional 20-25% profit, a dealer also gets financial incentives from the manufacturer when a new car is sold. This is called Holdback.

Depending on the car, dealers can make hundreds on each car through holdbacks. Dealers also get additional incentives and bonuses on selling a car before the end of the month and/or quarter.

A shrewd dealer can make several thousand on a new car even by selling it at invoice price. This is how new car buying can become tricky for the consumer.

Ready to learn how not to put a dent in your wallet on your next car purchase? Here are four tips to get you started. Each one is a dealer tactic to watch out for.

1. The Guilt Trip
As you may have noticed, every desk in a dealership has photos of the salesperson’s family, instead of photos of cars. Midway in the negotiation, the sales person will bring them up and make it look like his little commission check can hardly pay for his daughters college and little Bradley’s braces.

A seasoned salesperson will soon have you feeling guilty for driving the price down and hurting his commission. Watch out not to fall for this tactic, since you already know about holdbacks and incentive programs from manufacturers.

2. Wearing You Down
Come prepared to spend half a day at the dealership or pay whatever the dealer asks for. Car Dealers are trained to delay and tire you out to the point where you give in and accept their price just to get out of there.

After you make your offer, sales people typically claim they would have to run it by their manager. You may then have to re-start negotiating with the manager, who is also a seasoned salesperson. This dance goes on for a while until you give in.

Remember, there are multiple dealerships in a city, so they need you more than you need them. Demand to speak to the manager after a certain time period or threaten to leave.
Because you are devoting a lot of time to bargain with the dealer, they know you are a serious buyer, so they will not let you leave. The earlier you can speak with the manager, the faster you can leave.

3. The Test Drive
We all enjoy a good test drive and look forward to it. Although it is essential to test drive a car before you buy it, remember to not show your absolute love for the car to the salesperson. Their goal is to get you emotionally attached to the car, so it becomes a must have for you. I have learned it the hard way.

To hide your emotional tears from the salesperson, mention the features of a competing car in the same class, like the new shape, light, leg room, resale value etc. This will make the salesperson a little vulnerable.

4. Monthly Payments
This one is to confuse you. Dealers will start talking about monthly payments rather than the total price of the car. They will start by asking how much you are willing to pay per month and how much of a down payment you are willing to pay. Since people don’t want to look like they cannot afford a certain car, they will usually give a higher number. Big Mistake!

You have left little room for negotiation when this happens. Always steer the conversation to the total price of the car and do NOT mention any trade-ins at this point. Only after the total price of the vehicle is completely negotiated then talk about interest, monthly payment and trade-ins.

General Rule;

As a general rule, remember to only focus and negotiate on the Total Price of the vehicle. Everything else is pretty much the car dealer’s trough.

If the above new car buying tips seem like a lot of hassle, yet you still want to get the best price in town, there are some websites that do this for you. www.autoauctionbids.com for example is a great website for this because you can collect price quotes from multiple local dealers for a particular car as well as its competing car models (like Honda Accord, Toyota Camry and Ford Taurus) and compare them.

The website then allows you to send back the lowest quotes received for each car make to all participating dealers in your area through the website itself.

Dealers view this price and continue to submit new lower prices over a 3 day period. By putting local car dealers in such a price competition allows you to avoid the dreadful face to face negotiation and yet gets you the lowest price in town for up to 3 competing car makes.

The best part about AutoAuctionBids.com is that it is absolutely free for you and there is no obligation to buy after the new car auction is over.
by: Chris Fox



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